Where is it better to live and invest? 🌍
Choosing between the purchase of real estate in Northern Cyprus and Bali, many are faced with a dilemma. Both regions are popular among foreigners, offer a warm climate and investment opportunities. But if we consider in more detail, Northern Cyprus wins by many parameters, especially for those who consider not only rest, but also a stable place for life and business.
Let's figure out why Northern Cyprus is a more profitable option.
📌 1. Legislation: Who is easier to arrange property?
Northern Cyprus : ✅ simplicity and reliability
- Foreigners can apply for ownership .
- It is possible to arrange up to one object for an individual (according to the new law).
- All transactions go through lawyers, which protects the buyer .
- Titles (Turkish, metabolic) are available, which are legalized and protected at the state level.
Bali : ❌ restrictions and rental
- Foreigners cannot own land. Only rental for 25-30 years or registration through the company is available.
- When buying through the company, there are risks - in theory the land can be taken.
- Frequent changes in the legislation requiring additional legal verification.
🔎 Conclusion : in the Northern Cyprus, the buyer receives a full property right , not rent.
📌 2. Real estate prices: how much does an apartment near the sea cost?
| Parameters | Northern Cyprus 🏝️ | Bali 🌴 |
|---|---|---|
| The average price of the studio (new building) | from 80 000$ | from 150 000$ |
| Villa by the sea | 250 000-400 000$ | 500 000$+ |
| Rental profitability | 6-10% per annum | 5-8% per annum |
| Ownership | Yes | No, rent |
| Buying taxes | up to 6% | up to 11% |
| Additional. Payments in the transaction | Minimum | High (insurance, taxes) |
🔎 Conclusion : Northern Cyprus offers more affordable housing , while the profitability of the rental is similar to Bali.
📌 3. Investments and payback
💰 In the Northern Cyprus:
- High demand for long -term lease among students, expans and tourists.
- Fast of the resale of real estate with an increase of 15-30% in 2-3 years .
- You can make a mortgage from the developer.
💰 At Bali:
- The market will overheat: many investors, few end customers .
- High competition among leases.
- Long payback period: 7-10 years against 5-6 years in Northern Cyprus.
🔎 Conclusion : Northern Cyprus is a more liquid investment with less risks.
📌 4. Life and infrastructure 🌇
Northern Cyprus : ✅ Comfort and Security
- The European system of law and medicine.
- Clean beaches, lack of crowds of tourists.
- Available education (British schools, universities).
- Safety is a low crime.
- Products and goods are cheaper than in Bali.
Bali : ❌ Problems and overload
- A dense population, traffic jams and chaos on the roads .
- High humidity, rain season (November-February).
- Limited medical care.
- Constant changes in laws and taxes.
- Rising prices due to tourist boom.
🔎 Conclusion : Northern Cyprus is calmer, safer and more comfortable for permanent residence.
📌 5. Taxes and expenses 💵
| Expenses | Northern Cyprus 🏝️ | Bali 🌴 |
|---|---|---|
| Purchase tax | up to 6% | up to 11% |
| Resale tax | 4% of profit | 10% of the transaction amount |
| Public utilities | $ 100-150/month | 200-300 $/month |
| Internet | $ 20-30/month | 50-80 $/month |
| The average life budget | 1500-2500 $/month | $ 2500-4000/month |
🔎 Conclusion : in the Northern Cyprus below taxes and the cost of life .
📌 6. Mnogue and legalization 👨👩urch
Northern Cyprus : ✅ Simple process
- A residence permit through the purchase of real estate.
- You can make a mortgage .
- Without visas, you can be up to 90 days , and with a residence permit - without restrictions .
Bali : ❌ difficulties
- Temporary work visas for 1 year (you need to renew).
- For investors - land lease instead of ownership.
- The government can change the conditions (there were cases of eviction).
🔎 Conclusion : in the Northern Cyprus, it is easier to legalize and arrange housing .
📌 7. Moving with family and children 👨👩👦
Northern Cyprus : ✅ Great choice for families
- British schools (cost $ 5,000-10,000/year ).
- Universities with an international diploma.
- Calm atmosphere, environmentally friendly region .
Bali : ❌ Not the best option
- Low level education .
- A huge number of tourists, which interferes with a comfortable life .
- Problems with medicine.
🔎 Conclusion : Northern Cyprus is the best option for families with children .
📌 Conclusion: Where to buy real estate in 2025? 🏡
| Criterion | Northern Cyprus 🏝️ | Bali 🌴 |
|---|---|---|
| Ownership | ✅ Complete | ❌ only rent |
| Real estate prices | ✅ affordable | ❌ more expensive |
| Rental profitability | ✅ 6-10% | ❌ 5-8% |
| Taxes | ✅ Low | ❌ high |
| Infrastructure | ✅ Developed | ❌ Problems with transport |
| Safety | ✅ High | ❌ pickpockets, theft |
| Climate | ✅ Moderate | ❌ Rain season |
🏆 The winner is Northern Cyprus!
If you are looking for a calm, comfortable and safe place for life and investment , Northern Cyprus is the best choice . 🏡🇹🇷
